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Why put certain wordings at the bottom of your letters?


Part 1
“Non Assumpsit”: Under this plea almost every matter may be given in evidence.

Part 2.
“Without Recourse”: An individual who endorses a note using the phrase without recourse specifically declines to accept any responsibility for that note. By using this phrase, the endorser does not assume any responsibility by virtue of the endorsement alone and, in effect, becomes merely the assignor of the title to the paper.

Part 3.
“Without Prejudice”: in a genuine attempt to settle the dispute, will generally not be admissible in court as evidence against the person making the statement. For example, if a Bank is owed a debt of €10,000 and legal proceedings have issued in respect of it (or are contemplated) and that Bank offers to accept a sum of €8,000 in a “without prejudice” letter, but the offer is rejected by the Customer, that Customer cannot subsequently produce the letter in court as evidence of a weakness in the Bank’s case, or as evidence of a claim that the Bank’s debt is truly only worth €8,000.

Part 4.
“With Full Prejudice”: terminate with extreme prejudice is a euphemism for aggressive execution.

Part 5.
“All rights reserved”: is a phrase that originated in copyright law as part of the formal requirements for copyright notice. It indicates that the copyright holder reserves, or holds for their own use, all the rights provided by copyright law,

Part 6.
“Errors and Omissions Excepted”: The phrase is used in an attempt to reduce legal liability for incorrect or incomplete information supplied in a contractually related document such as a quotation or specification. It is often applied as a disclaimer in situations in which the information to which it is applied is relatively fast moving. In legal terms, it seeks to make a statement that information can be relied upon, or may have changed by the time of use. It is also used when a lot of information is listed against a product to state that to the best of the suppliers knowledge the information is correct but that they will not be held responsible if an error is found.

Part 7.
“No Liability”: Absolute legal responsibility for an injury that can be imposed on the wrongdoer without proof of carelessness or fault.

Part 8.
“No Assured Value”: any demands for your money has no real value because you were not supplied with nor did you order any goods, or services.